It’s that time of year again, when all of us are thinking about our holiday gift cards.
The Gift Cards Guys, which also runs a popular gift card marketplace called the Gift Card Exchange, recently updated their guide for the best and cheapest gift cards to buy online, and they’ve come up with a new list of the best gifts you can buy right now.
“There are two main categories for these types of cards,” said Kevin Langer, Gift Card Guy founder.
“You have cards with a high redemption rate that people can buy in bulk.
“There’s a lot of people who are thinking, ‘I’ve got to go and buy a lot more than I want to,’ so that’s kind of the reason why these cards are such great bargains.” “
Here are the best ways to spend your gift card right now: Gift Card Basics: When it comes to gift cards, there are several things you should know before buying one. “
There’s a lot of people who are thinking, ‘I’ve got to go and buy a lot more than I want to,’ so that’s kind of the reason why these cards are such great bargains.”
Here are the best ways to spend your gift card right now: Gift Card Basics: When it comes to gift cards, there are several things you should know before buying one.
Most importantly, you should always be shopping for gift cards that are worth more than $100,000 in value.
“The more you can earn per card, the better,” Langer said.
“It’s just not worth it to spend $100 on a gift Card that’s worth $400.”
That said, there’s no way to know for sure whether a gift is worth it until you’ve spent the money.
If you can find an offer that offers the highest value, it could be a good idea to get that gift card and see if you can make a good profit on it.
Some of the better deals include: 1.
Best Value – If you’re looking for a good deal on a card with a higher value, look at these offers: 3.
Cash Back – Cash back cards are a great way to save money if you don’t need a lot, but you do need to save up for a lot.
These cards can be a great option if you want to save a lot but can’t afford it.
“I’m a big fan of the Cashback card, because it’s really good value,” said John, a senior finance analyst at UBS Wealth Management.
“And if you’re a millennial, that’s great value too, because that means you can use it on a lot without having to spend too much.”
Annual Fee – These cards have annual fees that can add up quickly.
“Annual fees can be up to $500 a year,” Langers said.
He also recommended checking the fees that you’re getting and how they affect the value of the card.
“A lot of these cards will come with an annual fee, which is typically $200,” Lager said.
The best deal to get an annual card is one with a one-time fee that is between $100 and $250, said Brian, a financial planner and associate director at CFA Consulting.
“If you have a $100 card that you can spend $1,000 on, and then you spend $2,000, that would be a really good deal.
And if you have one of those with an $80 annual fee that’s between $60 and $90, it might be better to save those in a year.”
Gift Card Promotion – Gift cards can also be good investments, if you buy them in bulk or if you wait until the last minute.
“One of the things you can do is to buy a $500 gift card in bulk and buy it for $200.
If it’s worth that much, then that’s going to pay off,” said Langer.
So you have to do your research, because there are a lot different things you could do.” “
However, if that same amount of money went to a $1 billion lottery jackpot, I could have made $30,000 a year off of it.
So you have to do your research, because there are a lot different things you could do.”
The Best Gift Card Offer – Langer suggested looking for the “best” gift cards right now, and some of the most popular ones include: 3B – The 3B is a “freebie” card that offers a 10% bonus on purchases of up to the value and a 15% discount for people who spend more than the value.
It’s available for up to a year, but it’s not a great deal if you plan to spend the money on more than one card.
4B – A 5% gift card is a great card for people buying multiple gift cards or those who want to shop